Bank of India
NSE: BANKINDIA · Public Sector Bank · sector
₹126.32NSE close 2026-10-26
Key numbers
Market cap₹57,519 cr
Price₹126.32
52w high / low₹178 / ₹126
P/E5.1xSector median 7.5x
P/B0.7xSector median 0.9x
Book value₹193.2
Dividend yield3.20%Sector median 2.66%
ROE13.6%Sector median 15.4%
ROA0.97%Sector median 0.99%
Gross NPA1.81%
Net NPA0.51%
CET115.97%
Sales growth 3y+16.4%Sector median +14.5%
Profit growth 3y+37.8%Sector median +31.2%
PEG0.16x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 12 companies in Public Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 4 of the last 5 financial years.
- Price ₹126.32 on 2026-10-26: -29.2% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹176.05 · low ₹94.27
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 17,355 | 18,211 | 18,323 | 18,352 | 18,406 | 18,927 | 19,476 | 19,949 |
| Net interest income | 5,985 | 6,070 | 6,063 | 6,068 | 5,914 | 6,461 | 6,730 | 6,833 |
| Operating profit | 4,147 | 3,703 | 4,885 | 4,009 | 3,821 | 4,193 | 5,026 | 5,051 |
| Other income | 2,518 | 1,746 | 3,428 | 2,166 | 2,220 | 2,279 | 3,210 | 2,579 |
| Net profit | 2,374 | 2,517 | 2,626 | 2,252 | 2,555 | 2,705 | 3,016 | 3,068 |
| EPS (₹) | 5.21 | 5.53 | 5.77 | 4.95 | 5.61 | 5.94 | 6.62 | 6.74 |
| Gross NPA % | 4.41 | 3.69 | 3.27 | 2.92 | 2.54 | 2.26 | 1.98 | 1.81 |
| Net NPA % | 0.94 | 0.85 | 0.82 | 0.75 | 0.65 | 0.60 | 0.56 | 0.51 |
| Revenue YoY | +6.1% | +3.9% | +6.3% | +8.7% | ||||
| Profit YoY | +7.6% | +7.5% | +14.8% | +36.2% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 38,076 | 47,648 | 60,709 | 70,826 | 75,161 | 76,758 |
| Net profit | 3,405 | 4,023 | 6,318 | 9,219 | 10,527 | 11,343 |
| EPS (₹) | 8.84 | 9.80 | 14.90 | 20.25 | 23.12 | 24.91 |
| Revenue growth | +25.1% | +27.4% | +16.7% | +6.1% | +6.2% | |
| Profit growth | +18.2% | +57.0% | +45.9% | +14.2% | +16.1% | |
| Dividend / share (₹) | – | 2.00 | 2.00 | 2.80 | 4.05 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +16.4% | +13.1% | +6.3% |
| Net profit | +37.8% | +37.3% | +16.1% |
| EPS | +33.1% | +28.5% | – |
| Share price | – | +15.1% (2y) | +6.0% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 68,881 | 78,601 | 87,990 |
| Borrowings | – | – | 80,924 | 1,23,856 | 1,18,592 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 9,12,598 | 10,42,582 | 11,63,433 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -35,316 | -5,799 | -2,933 | 18,242 | 4,626 |
| Cash from investing | -835 | -1,345 | -1,890 | -821 | -207 |
| Cash from financing | 1,128 | -18 | 3,365 | -77 | -5,795 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | -35,316 | -5,799 | -2,933 | 18,242 | 4,626 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 9.2% | 11.7% | 12.0% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 73.38% |
| FIIs | 7.58% |
| DIIs | 13.39% |
| of which Mutual funds | 4.12% |
| of which Insurance | 9.21% |
| Government | 0.00% |
| Public (non-institutions) | 5.65% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| Promoter group | % |
|---|---|
| President of India | 73.38% |
| Public holders above 1% | % |
|---|---|
| LIFE INSURANCE CORPORATION OF INDIA - P & GS Fund | 7.49% |
5,87,317 shareholders. Pledged: 0.00% of promoter shares.
Peers in Public Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| SBIN | ₹8,86,876 cr | 10.8x | 1.6x | 16.6% | 1.08% | 1.47% | +13.3% | 1.60% |
| PNB | ₹1,38,938 cr | 6.6x | 0.9x | 14.6% | 1.02% | 2.55% | +14.6% | 2.39% |
| UNIONBANK | ₹1,38,321 cr | 6.5x | 1.0x | 16.3% | 1.32% | 2.42% | +9.5% | 2.62% |
| BANKBARODA | ₹1,20,121 cr | 7.2x | 0.8x | 11.6% | 0.83% | 1.99% | +12.3% | 3.59% |
| INDIANB | ₹1,11,798 cr | 8.7x | 1.3x | 16.1% | 1.20% | 1.61% | +14.5% | 1.96% |
| CANBK | ₹1,05,864 cr | 5.4x | 0.9x | 17.0% | 0.97% | 1.33% | +14.4% | 3.43% |
| MAHABANK | ₹58,548 cr | 7.9x | 1.8x | 24.2% | 1.74% | 1.45% | +22.6% | 3.28% |
| IOB | ₹58,502 cr | 10.2x | 1.6x | 16.4% | 1.22% | 1.33% | +18.0% | – |
| BANKINDIA | ₹57,519 cr | 5.1x | 0.7x | 13.6% | 0.97% | 1.81% | +16.4% | 3.20% |
| UCOBANK | ₹27,574 cr | 9.2x | 0.8x | 8.9% | 0.71% | 1.96% | +20.6% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking Operations | ₹32,911 cr | 38.3% | ₹7,282 cr | 22.1% |
| Wholesale Banking Operations | ₹29,011 cr | 33.8% | ₹2,810 cr | 9.7% |
| Treasury operations | ₹23,268 cr | 27.1% | ₹6,827 cr | 29.3% |
| Unallocated | ₹645 cr | 0.8% | ₹-2,973 cr | -460.9% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-05-29 | Dividend | Dividend - Rs 4.65 Per Share |
| 2025-06-20 | Dividend | Dividend - Rs 4.05 Per Share |
| 2024-06-18 | Dividend | Annual General Meeting/Dividend - Rs 2.80 Per Share |
| 2023-06-20 | Dividend | Dividend - Rs 2 Per Share |
| 2022-07-07 | Dividend | Annual General Meeting/Dividend - Rs 2 Per Share |
| 2021-07-14 | Other | Annual General Meeting |
| 2020-08-03 | Other | Annual General Meeting |
| 2019-06-20 | Other | Annual General Meeting |
| 2018-07-05 | Other | Annual General Meeting |
| 2017-07-06 | Other | Annual General Meeting |
| 2016-07-07 | Other | Annual General Meeting |
| 2015-07-10 | Dividend | Annual General Meeting/Dividend Rs 5/- Per Share |
| 2014-07-03 | Other | Annual General Meeting |
| 2014-01-23 | Dividend | Interim Dividend - Rs 5/- Per Share (Purpose Revised) |
| 2013-06-20 | Dividend | Annual General Meeting / Dividend - Rs.10/- Per Equity Share |
| 2012-06-21 | Dividend | Annual General Meeting/Dividend Rs 7 Per Share |
| 2011-07-07 | Dividend | Annual General Meeting And Dividend Rs.7/- Per Share |
| 2010-07-08 | Dividend | Annual General Meeting And Dividend Rs.7/- Per Share |
| 2009-07-02 | Other | Agm/Div-Rs.5/- Per Share |
| 2009-03-13 | Dividend | Interim Dividend - 30% Purpose Revised |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Banking Activity – Acceptance of Deposit & Credit Finance: Savings Deposit, Current Deposit, Term Deposit, Recurring Deposit, Lending for Agriculture, Retail, MSME, Corporate and other Banking activities
| Sector | Financial Services |
| Industry | Public Sector Bank |
| Sub-industry | Public Sector Bank |
| Symbol | BANKINDIA |
| BSE code | 532149 |
| ISIN | INE084A01016 |
| Face value | ₹10.0 |
| Incorporated | 1906-09-07 |
| Website | https://bankofindia.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.