State Bank of India
NSE: SBIN · Public Sector Bank · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 12 companies in Public Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹960.80 on 2026-10-26: -22.2% from the 52-week high, +6.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 1,13,871 | 1,17,427 | 1,19,666 | 1,17,996 | 1,19,654 | 1,22,556 | 1,23,098 | 1,27,896 |
| Net interest income | 41,620 | 41,446 | 42,775 | 41,072 | 42,984 | 45,190 | 44,380 | 46,992 |
| Operating profit | 29,294 | 23,551 | 31,286 | 30,544 | 27,311 | 32,862 | 27,704 | 33,529 |
| Other income | 15,271 | 11,041 | 24,210 | 17,346 | 15,326 | 18,359 | 17,314 | 15,923 |
| Net profit | 18,331 | 16,891 | 18,643 | 19,160 | 20,160 | 21,028 | 19,684 | 21,121 |
| EPS (₹) | 20.54 | 18.93 | 20.89 | 21.47 | 22.00 | 22.78 | 21.32 | 22.88 |
| Gross NPA % | 2.13 | 2.07 | 1.82 | 1.83 | 1.73 | 1.57 | 1.49 | 1.47 |
| Net NPA % | 0.53 | 0.53 | 0.47 | 0.47 | 0.42 | 0.39 | 0.39 | 0.38 |
| Revenue YoY | +5.1% | +4.4% | +2.9% | +8.4% | ||||
| Profit YoY | +10.0% | +24.5% | +5.6% | +10.2% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 2,75,457 | 3,32,103 | 4,15,131 | 4,62,489 | 4,82,797 | 4,93,204 |
| Net profit | 31,676 | 50,232 | 61,077 | 70,901 | 80,032 | 81,993 |
| EPS (₹) | 35.49 | 56.29 | 68.44 | 79.44 | 87.59 | 88.98 |
| Revenue growth | +20.6% | +25.0% | +11.4% | +4.4% | +5.2% | |
| Profit growth | +58.6% | +21.6% | +16.1% | +12.9% | +12.3% | |
| Dividend / share (₹) | 4.00 | 7.10 | 11.30 | 13.70 | 15.90 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +13.3% | +12.7% | +5.2% |
| Net profit | +16.8% | +31.4% | +12.3% |
| EPS | +15.9% | +30.8% | – |
| Share price | – | +8.8% (2y) | +6.1% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 3,77,247 | 4,41,162 | 5,44,442 |
| Borrowings | – | – | 5,97,561 | 5,63,573 | 7,31,254 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 61,79,694 | 66,76,053 | 76,23,012 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 58,415 | -91,352 | 19,022 | 45,860 | 31,894 |
| Cash from investing | -2,613 | -3,297 | -3,053 | -2,012 | 6,717 |
| Cash from financing | -5,178 | 5,202 | -13,855 | -16,327 | -2,802 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 58,415 | -91,352 | 19,022 | 45,860 | 31,894 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 16.2% | 16.1% | 14.7% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 55.45% |
| FIIs | 11.07% |
| DIIs | 26.34% |
| of which Mutual funds | 13.68% |
| of which Insurance | 9.87% |
| Government | 0.02% |
| Public (non-institutions) | 7.12% |
| Quarter | Mar 2025 | Jun 2025 | Jul 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 57.43% | 57.42% | 55.50% | 55.50% | 55.50% | 55.52% | 55.47% | 55.45% |
| Promoter group | % |
|---|---|
| President of India | 55.45% |
| Public holders above 1% | % |
|---|---|
| Life Insurance Corporation of India | 8.19% |
| SBI Mutual Fund Schemes | 3.10% |
| NPS Trust Schemes | 2.28% |
| HDFC Mutual Fund Schemes | 1.77% |
| ICICI Mutual Fund Schemes | 1.49% |
| Nippon Life India Mutual Fund Schemes | 1.37% |
| Kotak Mutual Fund Schemes | 1.16% |
38,58,780 shareholders. Pledged: 0.00% of promoter shares.
Peers in Public Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| SBIN | ₹8,86,876 cr | 10.8x | 1.6x | 16.6% | 1.08% | 1.47% | +13.3% | 1.60% |
| PNB | ₹1,38,938 cr | 6.6x | 0.9x | 14.6% | 1.02% | 2.55% | +14.6% | 2.39% |
| UNIONBANK | ₹1,38,321 cr | 6.5x | 1.0x | 16.3% | 1.32% | 2.42% | +9.5% | 2.62% |
| BANKBARODA | ₹1,20,121 cr | 7.2x | 0.8x | 11.6% | 0.83% | 1.99% | +12.3% | 3.59% |
| INDIANB | ₹1,11,798 cr | 8.7x | 1.3x | 16.1% | 1.20% | 1.61% | +14.5% | 1.96% |
| CANBK | ₹1,05,864 cr | 5.4x | 0.9x | 17.0% | 0.97% | 1.33% | +14.4% | 3.43% |
| MAHABANK | ₹58,548 cr | 7.9x | 1.8x | 24.2% | 1.74% | 1.45% | +22.6% | 3.28% |
| IOB | ₹58,502 cr | 10.2x | 1.6x | 16.4% | 1.22% | 1.33% | +18.0% | – |
| BANKINDIA | ₹57,519 cr | 5.1x | 0.7x | 13.6% | 0.97% | 1.81% | +16.4% | 3.20% |
| UCOBANK | ₹27,574 cr | 9.2x | 0.8x | 8.9% | 0.71% | 1.96% | +20.6% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking oprations- Other Retail Banking | ₹2,60,480 cr | 47.2% | ₹40,906 cr | 15.7% |
| Corporate/ Wholesale Banking operations | ₹1,49,102 cr | 27.0% | ₹31,263 cr | 21.0% |
| Treasury operations | ₹1,35,516 cr | 24.6% | ₹20,346 cr | 15.0% |
| Retail Banking oprations- Digital Banking | ₹4,125 cr | 0.7% | ₹18,251 cr | 442.4% |
| Unallocated | ₹2,423 cr | 0.4% | ₹0 cr | 0.0% |
| Exceptional Items | ₹0 cr | – | ₹4,593 cr | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-05-15 | Dividend | Dividend - Rs 17.35 Per Share |
| 2025-05-16 | Dividend | Dividend - Rs 15.90 Per Share |
| 2024-05-22 | Dividend | Dividend - Rs 13.70 Per Share |
| 2023-05-31 | Dividend | Dividend - Rs 11.30 Per Share |
| 2022-05-25 | Dividend | Dividend - Rs 7.10 Per Share |
| 2021-06-03 | Dividend | Dividend - Rs 4 Per Share |
| 2018-06-15 | Other | Annual General Meeting/ Change In Registrar And Transfer Agent |
| 2017-05-26 | Dividend | Dividend - Rs 2.60 Per Share (Purpose Revised) |
| 2016-06-03 | Dividend | Dividend - Rs 2.60/- Per Share |
| 2015-05-28 | Dividend | Dividend - Rs 3.50/- Per Share (Purpose Revised) |
| 2014-11-20 | Split | Face Value Split Rs.10/- To Re.1/- Per Share |
| 2014-05-29 | Dividend | Annual General Meeting And Dividend Rs 15 Per Share (Purpose Revised) |
| 2014-03-11 | Dividend | Interim Dividend Rs 15 Per Share |
| 2013-05-28 | Dividend | Dividend Rs 41.50 Per Share (Purpose Revised) |
| 2012-05-24 | Dividend | Annual General Meeting And Dividend Rs 35 Per Share (Purpose Revised) |
| 2011-05-20 | Dividend | Dividend-Rs.30/- Per Share (Purpose Revised) |
| 2010-06-09 | Dividend | Final Dividend-Rs.20/- Per Share (Purpose Revised) |
| 2010-02-05 | Other | Int Div-Rs.10/- Per Share |
| 2009-06-10 | Dividend | Dividend-Rs.29/ Per Share |
| 2008-05-29 | Other | Div-Rs.21.50 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Treasury: The Treasury segment includes investment portfolio, assetliability management, foreign exchange operations, and derivative contracts. The revenue of the treasury segment primarily consists of fees and gains or losses from trading operations and interest income on the investment portfolio.
- Corporate/ Wholesale Banking: The Corporate/Wholesale Banking segment comprises lending activities of Corporate Accounts Group, Commercial Clients Group and Stressed Assets Resolution Group. These include providing loans and transaction services to corporate and institutional clients.
- Retail Banking: The Retail Banking segment comprises retail branches that primarily include personal banking activities. The segment also includes agency business and ATMs.
| Sector | Financial Services |
| Industry | Public Sector Bank |
| Sub-industry | Public Sector Bank |
| Symbol | SBIN |
| BSE code | 500112 |
| ISIN | INE062A01020 |
| Face value | ₹1.0 |
| Incorporated | 1955-07-01 |
| Website | https://sbi.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.