UCO Bank

NSE: UCOBANK · Public Sector Bank · sector

₹21.99NSE close 2026-10-26

Key numbers

Market cap₹27,574 cr

Price₹21.99

52w high / low₹34 / ₹22

P/E9.2xSector median 7.5x

P/B0.8xSector median 0.9x

Book value₹27.6

Dividend yield–Sector median 2.66%

ROE8.9%Sector median 15.4%

ROA0.71%Sector median 0.99%

Gross NPA1.96%

Net NPA0.18%

CET117.06%

Sales growth 3y+20.6%Sector median +14.5%

Profit growth 3y+45.7%Sector median +31.2%

PEG0.21x

Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 12 companies in Public Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

No promoter shares are pledged.
Total income was higher than a year earlier in 3 of the last 4 quarters.
Dividend paid in 2 of the last 4 financial years.
Price ₹21.99 on 2026-10-26: -35.7% from the 52-week high, 0.0% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹50.26 · low ₹21.99

Quarterly results

₹ cr	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Total income	6,220	6,745	6,436	6,537	6,652	6,656	6,996	7,286
Net interest income	2,378	2,698	2,403	2,533	2,646	2,614	2,808	2,886
Operating profit	1,586	1,699	1,562	1,613	1,680	1,573	2,810	1,872
Other income	1,186	1,392	997	884	869	709	1,686	888
Net profit	639	652	607	620	740	801	656	786
EPS (₹)	0.53	0.54	0.48	0.49	0.59	0.64	0.52	0.63
Gross NPA %	2.91	2.69	2.63	2.56	2.41	2.17	2.08	1.96
Net NPA %	0.63	0.50	0.45	0.43	0.36	0.27	0.25	0.18
Revenue YoY					+6.9%	-1.3%	+8.7%	+11.5%
Profit YoY					+15.8%	+22.8%	+8.0%	+26.8%

Standalone figures where filed. Latest quarter Sep 2026.

Profit & loss (yearly)

₹ cr	FY22	FY24	FY25	FY26	TTM
Revenue	14,981	21,854	25,067	26,281	27,590
Net profit	895	1,654	2,445	2,768	2,983
EPS (₹)	0.77	1.38	2.04	2.21	2.38
Revenue growth		+45.9%	+14.7%	+4.8%	+6.4%
Profit growth		+84.8%	+47.8%	+13.2%	+18.4%
Dividend / share (₹)	–	–	0.28	0.39

Compounded growth	3 years	5 years	Last 12 months
Sales	+20.6%	–	+6.4%
Net profit	+45.7%	–	+18.4%
EPS	+42.1%	–	–
Share price	–	-29.5% (2y)	-28.6%

Balance sheet

₹ cr	FY22	FY24	FY25	FY26
Shareholders' equity	–	27,357	31,005	33,249
Borrowings	–	25,331	28,687	23,310
Cash & equivalents	–	0	0	0
Total assets	–	3,23,691	3,62,481	3,95,858

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY22	FY24	FY25	FY26
Cash from operations	1,750	2,569	3,834	4,373
Cash from investing	0	0	0	0
Cash from financing	0	0	0	0
Capex	0	0	0	0
Free cash flow	1,750	2,569	3,834	4,373

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY22	FY24	FY25	FY26
ROE %	–	6.0%	7.9%	8.3%

Shareholding

Holder	% (2026-09-30)
Promoters	90.95%
FIIs	0.06%
DIIs	4.14%
of which Mutual funds	0.30%
of which Insurance	3.07%
Public (non-institutions)	4.85%

Quarter	Mar 2025	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters %	90.95%	90.95%	90.95%	90.95%	90.95%	90.95%	90.95%	90.95%

Promoter group	%
President of India	90.95%

Public holders above 1%	%
Life Insurance Corporation of India	2.31%

8,45,087 shareholders. Pledged: 0.00% of promoter shares.

Peers in Public Sector Bank

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
SBIN	₹8,86,876 cr	10.8x	1.6x	16.6%	1.08%	1.47%	+13.3%	1.60%
PNB	₹1,38,938 cr	6.6x	0.9x	14.6%	1.02%	2.55%	+14.6%	2.39%
UNIONBANK	₹1,38,321 cr	6.5x	1.0x	16.3%	1.32%	2.42%	+9.5%	2.62%
BANKBARODA	₹1,20,121 cr	7.2x	0.8x	11.6%	0.83%	1.99%	+12.3%	3.59%
INDIANB	₹1,11,798 cr	8.7x	1.3x	16.1%	1.20%	1.61%	+14.5%	1.96%
CANBK	₹1,05,864 cr	5.4x	0.9x	17.0%	0.97%	1.33%	+14.4%	3.43%
MAHABANK	₹58,548 cr	7.9x	1.8x	24.2%	1.74%	1.45%	+22.6%	3.28%
IOB	₹58,502 cr	10.2x	1.6x	16.4%	1.22%	1.33%	+18.0%	–
BANKINDIA	₹57,519 cr	5.1x	0.7x	13.6%	0.97%	1.81%	+16.4%	3.20%
UCOBANK	₹27,574 cr	9.2x	0.8x	8.9%	0.71%	1.96%	+20.6%	–

All 12 companies in Public Sector Bank →

Business segments (FY26)

Segment	Revenue	Share	EBIT	Margin
CORPORATE BANKING OPERATIONS	₹10,982 cr	36.9%	₹1,001 cr	9.1%
RETAIL BANKING OPERATIONS	₹10,666 cr	35.9%	₹967 cr	9.1%
TREASURY OPERATIONS	₹8,031 cr	27.0%	₹2,344 cr	29.2%
OTHER BANKING OPERATIONS	₹62 cr	0.2%	₹62 cr	100.0%

Dividends & corporate actions

Ex-date	Action	Detail
2026-05-04	Dividend	Dividend - Re 0.44 Per Share
2025-05-09	Dividend	Dividend - Rs 0.39 Per Share
2024-05-10	Dividend	Dividend - Re 0.28 Per Share
2023-06-08	Other	Annual General Meeting
2022-06-16	Other	Annual General Meeting
2021-07-12	Other	Annual General Meeting
2020-07-30	Other	Annual General Meeting
2019-06-19	Other	Annual General Meeting
2018-06-19	Other	Annual General Meeting
2017-06-20	Other	Annual General Meeting
2016-06-21	Other	Annual General Meeting
2015-06-23	Dividend	Annual General Meeting/ Dividend - Rs 2/- Per Share
2014-06-24	Dividend	Annual General Meeting / Final Dividend - Re 1/- Per Share
2014-01-20	Dividend	Interim Dividend - Rs 2/- Per Share
2013-06-17	Dividend	Annual General Meeting And Dividend Rs.1.60 Per Share
2012-06-15	Dividend	Annual General Meeting And Dividend - Rs.3/- Per Share
2011-07-05	Dividend	Annual General Meeting And Dividend Rs.3/- Per Share
2010-06-23	Dividend	Annual General Meeting And Dividend Rs.1.50 Per Share
2009-06-16	Other	Agm/Div-Re.1/- Per Share
2008-06-19	Dividend	Agm/Dividend - 10%

Documents

Links go to the original files on the exchange website.

About the company

BANKING AND FINANCIAL SERVICES: THE BUSINESS OPERATIONS OF THE BANK ARE BROADLY CLASSIFIED INTO FOUR SEGMENTS: A. CORPORATE/WHOLESALE BANKING B. RETAIL BANKING C. TREASURY D. OTHER BANKING SERVICES


Sector	Financial Services
Industry	Public Sector Bank
Sub-industry	Public Sector Bank
Symbol	UCOBANK
BSE code	532505
ISIN	INE691A01018
Face value	₹10.0
Incorporated	1943-01-06
Website	www.uco.bank.in
Plants (India / abroad)	0 / 0

From the company's filings (BRSR FY26).

Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.