Indian Bank
NSE: INDIANB · Public Sector Bank · sector
₹830.00NSE close 2026-10-26
Key numbers
Market cap₹1,11,798 cr
Price₹830.00
52w high / low₹1,001 / ₹764
P/E8.7xSector median 7.5x
P/B1.3xSector median 0.9x
Book value₹630.7
Dividend yield1.96%Sector median 2.66%
ROE16.1%Sector median 15.4%
ROA1.20%Sector median 0.99%
Gross NPA1.61%
Net NPA0.14%
CET115.18%
Sales growth 3y+14.5%Sector median +14.5%
Profit growth 3y+32.0%Sector median +31.2%
PEG0.30x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 12 companies in Public Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹830.00 on 2026-10-26: -17.1% from the 52-week high, +8.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹990.50 · low ₹492.40
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 15,759 | 15,856 | 16,283 | 16,590 | 17,098 | 17,480 | 18,090 | 19,106 |
| Net interest income | 6,415 | 6,389 | 6,359 | 6,551 | 6,896 | 7,110 | 7,435 | 7,719 |
| Operating profit | 4,749 | 5,019 | 4,770 | 4,837 | 5,024 | 5,286 | 5,557 | 7,090 |
| Other income | 2,153 | 2,743 | 2,439 | 2,487 | 2,566 | 2,500 | 2,633 | 3,953 |
| Net profit | 2,852 | 2,956 | 2,973 | 3,018 | 3,061 | 3,103 | 3,273 | 3,462 |
| EPS (₹) | 21.18 | 21.95 | 22.07 | 22.41 | 22.73 | 23.04 | 24.30 | 25.70 |
| Gross NPA % | 3.26 | 3.09 | 3.01 | 2.60 | 2.23 | 1.98 | 1.86 | 1.61 |
| Net NPA % | 0.21 | 0.19 | 0.18 | 0.16 | 0.15 | 0.15 | 0.15 | 0.14 |
| Revenue YoY | +8.5% | +10.2% | +11.1% | +15.2% | ||||
| Profit YoY | +7.3% | +5.0% | +10.1% | +14.7% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 38,856 | 44,942 | 55,615 | 62,002 | 67,451 | 71,774 |
| Net profit | 3,945 | 5,282 | 8,063 | 10,918 | 12,156 | 12,900 |
| EPS (₹) | 32.38 | 42.41 | 63.23 | 81.06 | 90.24 | 95.77 |
| Revenue growth | +15.7% | +23.7% | +11.5% | +8.8% | +11.3% | |
| Profit growth | +33.9% | +52.7% | +35.4% | +11.3% | +9.3% | |
| Dividend / share (₹) | 2.00 | 6.50 | 8.60 | 12.00 | 16.25 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +14.5% | +11.5% | +11.3% |
| Net profit | +32.0% | +31.0% | +9.3% |
| EPS | +28.6% | +26.5% | – |
| Share price | – | +29.5% (2y) | +5.6% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 58,388 | 69,310 | 78,291 |
| Borrowings | – | – | 23,131 | 41,508 | 46,692 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 7,92,619 | 8,73,411 | 9,87,953 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 28,732 | -27,943 | -8,613 | 17,351 | 18,785 |
| Cash from investing | -299 | -297 | -605 | -329 | -414 |
| Cash from financing | 18 | -1,543 | 1,195 | -4,264 | -7,649 |
| Capex | 0 | 0 | 0 | 523 | 0 |
| Free cash flow | 28,732 | -27,943 | -8,613 | 16,828 | 18,785 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 13.8% | 15.8% | 15.5% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 73.84% |
| FIIs | 6.86% |
| DIIs | 16.77% |
| of which Mutual funds | 13.36% |
| of which Insurance | 3.34% |
| Government | 0.00% |
| Public (non-institutions) | 2.53% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% |
| Promoter group | % |
|---|---|
| President of India | 73.84% |
| Public holders above 1% | % |
|---|---|
| HDFC Mutual Fund Under ITS Various Schemes | 3.64% |
| NPS Trust Under ITS Various Schemes | 2.71% |
| Kotak Mutual Fund Under ITS Various Schemes | 2.45% |
| Life Insurance Corporation of India and ITS Various Schemes | 1.70% |
3,11,089 shareholders. Pledged: 0.00% of promoter shares.
Peers in Public Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| SBIN | ₹8,86,876 cr | 10.8x | 1.6x | 16.6% | 1.08% | 1.47% | +13.3% | 1.60% |
| PNB | ₹1,38,938 cr | 6.6x | 0.9x | 14.6% | 1.02% | 2.55% | +14.6% | 2.39% |
| UNIONBANK | ₹1,38,321 cr | 6.5x | 1.0x | 16.3% | 1.32% | 2.42% | +9.5% | 2.62% |
| BANKBARODA | ₹1,20,121 cr | 7.2x | 0.8x | 11.6% | 0.83% | 1.99% | +12.3% | 3.59% |
| INDIANB | ₹1,11,798 cr | 8.7x | 1.3x | 16.1% | 1.20% | 1.61% | +14.5% | 1.96% |
| CANBK | ₹1,05,864 cr | 5.4x | 0.9x | 17.0% | 0.97% | 1.33% | +14.4% | 3.43% |
| MAHABANK | ₹58,548 cr | 7.9x | 1.8x | 24.2% | 1.74% | 1.45% | +22.6% | 3.28% |
| IOB | ₹58,502 cr | 10.2x | 1.6x | 16.4% | 1.22% | 1.33% | +18.0% | – |
| BANKINDIA | ₹57,519 cr | 5.1x | 0.7x | 13.6% | 0.97% | 1.81% | +16.4% | 3.20% |
| UCOBANK | ₹27,574 cr | 9.2x | 0.8x | 8.9% | 0.71% | 1.96% | +20.6% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| RETAIL BANKING | ₹32,214 cr | 41.6% | ₹6,758 cr | 21.0% |
| CORPORATE / WHOLESALE BANKING | ₹25,027 cr | 32.3% | ₹5,504 cr | 22.0% |
| TREASURY OPERATIONS | ₹18,740 cr | 24.2% | ₹6,349 cr | 33.9% |
| OTHER BANKING OPERATIONS | ₹1,461 cr | 1.9% | ₹1,305 cr | 89.3% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-06-10 | Dividend | Dividend - Rs 18.25 Per Share |
| 2025-06-10 | Dividend | Dividend - Rs 16.25 Per Share |
| 2024-06-07 | Dividend | Dividend - Rs 12 Per Share |
| 2024-06-07 | Other | Annual General Meeting |
| 2023-06-12 | Dividend | Annual General Meeting/Dividend - Rs 8.60 Per Share |
| 2022-06-14 | Dividend | Annual General Meeting/Dividend - Rs 6.50 Per Share |
| 2021-07-08 | Dividend | Annual General Meeting/Dividend - Rs 2 Per Share |
| 2020-07-31 | Other | Annual General Meeting |
| 2019-06-20 | Other | Annual General Meeting |
| 2018-06-21 | Dividend | Annual General Meeting / Dividend- Rs 6 Per Share |
| 2017-06-02 | Dividend | Annual General Meeting/Dividend - Rs 6/- Per Share |
| 2016-06-23 | Dividend | Annual General Meeting/ Dividend - Rs 1.50/- Per Share |
| 2015-06-23 | Dividend | Annual General Meeting/ Dividend - Rs 4.20/- Per Share |
| 2014-06-23 | Dividend | Annual General Meeting/Dividend Rs 1.70/- Per Share |
| 2014-01-20 | Dividend | Interim Dividend - Rs 3/- Per Share |
| 2013-06-24 | Dividend | Annual General Meeting And Dividend Rs.6.60 Per Share |
| 2012-06-25 | Dividend | Annual General Meeting And Dividend - Rs. 7.50 Per Share |
| 2011-05-30 | Dividend | Annual General Meeting And Dividend Rs.7.50 Per Share |
| 2010-06-07 | Dividend | Dividend-Rs.4/- Per Share |
| 2010-03-04 | Other | Int Div-Rs.2.50 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Banking and Financial Services: The Bank offers a wide range of banking products and services, including deposits, loan products, insurance as third party products, and derivatives services for corporates and MSMEs. It also provides foreign exchange products, agricultural and rural banking services, and is also engaged in retail lending.
| Sector | Financial Services |
| Industry | Public Sector Bank |
| Sub-industry | Public Sector Bank |
| Symbol | INDIANB |
| BSE code | 532814 |
| ISIN | INE562A01011 |
| Face value | ₹10.0 |
| Incorporated | 1969-07-19 |
| Website | www.indianbank.bank.in |
| Plants (India / abroad) | 6,001 / 4 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.