Central Bank of India
NSE: CENTRALBK · Public Sector Bank · sector
₹29.09NSE close 2026-10-26
Key numbers
Market cap₹26,331 cr
Price₹29.09
52w high / low₹41 / ₹29
P/E5.5xSector median 7.5x
P/B0.6xSector median 0.9x
Book value₹45.4
Dividend yield2.70%Sector median 2.66%
ROE12.1%Sector median 15.4%
ROA0.80%Sector median 0.99%
Gross NPA2.39%
Net NPA0.31%
CET115.97%
Sales growth 3y+12.2%Sector median +14.5%
Profit growth 3y+40.3%Sector median +31.2%
PEG0.59x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 12 companies in Public Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Promoter holding fell by 8.08 percentage points in a year, to 81.19% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 1 of the last 5 financial years.
- Price ₹29.09 on 2026-10-26: -28.9% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹61.58 · low ₹29.09
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 8,509 | 8,619 | 8,589 | 8,743 | 9,033 | 9,661 | 9,691 | 10,357 |
| Net interest income | 3,540 | 3,399 | 3,383 | 3,283 | 3,502 | 4,002 | 3,914 | 4,145 |
| Operating profit | 1,963 | 2,003 | 2,304 | 1,786 | 2,292 | 2,096 | 2,186 | 2,268 |
| Other income | 1,229 | 1,814 | 1,786 | 1,507 | 1,935 | 1,150 | 987 | 1,380 |
| Net profit | 959 | 1,034 | 1,169 | 1,213 | 1,263 | 724 | 1,324 | 1,469 |
| EPS (₹) | 1.10 | 1.19 | 1.29 | 1.34 | 1.39 | 0.80 | 1.46 | 1.62 |
| Gross NPA % | 3.86 | 3.18 | 3.13 | 3.01 | 2.70 | 2.67 | 2.60 | 2.39 |
| Net NPA % | 0.59 | 0.55 | 0.49 | 0.48 | 0.45 | 0.49 | 0.49 | 0.31 |
| Revenue YoY | +6.2% | +12.1% | +12.8% | +18.5% | ||||
| Profit YoY | +31.7% | -29.9% | +13.3% | +21.1% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 22,802 | 25,542 | 30,722 | 33,666 | 36,026 | 38,742 |
| Net profit | 1,045 | 1,582 | 2,549 | 3,785 | 4,369 | 4,780 |
| EPS (₹) | 1.27 | 0.00 | 2.94 | 4.36 | 4.83 | 5.27 |
| Revenue growth | +12.0% | +20.3% | +9.6% | +7.0% | +12.4% | |
| Profit growth | +51.4% | +61.1% | +48.5% | +15.4% | +9.3% | |
| Dividend / share (₹) | – | – | – | – | 0.79 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +12.1% | +9.6% | +12.4% |
| Net profit | +40.3% | – | +9.3% |
| EPS | – | – | – |
| Share price | – | -26.7% (2y) | -22.2% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 32,148 | 36,506 | 38,471 |
| Borrowings | – | – | 19,806 | 21,592 | 31,481 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 4,46,673 | 4,79,128 | 5,49,480 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 14,268 | -8,794 | -5,916 | -2,469 | 2,786 |
| Cash from investing | -125 | -200 | -576 | -442 | -436 |
| Cash from financing | 0 | 0 | 0 | 1,500 | -713 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 14,268 | -8,794 | -5,916 | -2,469 | 2,786 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 7.9% | 10.4% | 11.4% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 81.19% |
| FIIs | 1.29% |
| DIIs | 10.62% |
| of which Mutual funds | 2.51% |
| of which Insurance | 6.55% |
| Government | 0.00% |
| Public (non-institutions) | 6.91% |
| Quarter | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | May 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 89.27% | 89.27% | 89.27% | 89.27% | 89.27% | 81.19% | 81.19% | 81.19% |
| Promoter group | % |
|---|---|
| President of India | 81.19% |
| Public holders above 1% | % |
|---|---|
| Life Insurance Corporation of India | 6.44% |
| ICICI Prudential Value Fund | 1.90% |
7,42,939 shareholders. Pledged: 0.00% of promoter shares.
Peers in Public Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| SBIN | ₹8,86,876 cr | 10.8x | 1.6x | 16.6% | 1.08% | 1.47% | +13.3% | 1.60% |
| PNB | ₹1,38,938 cr | 6.6x | 0.9x | 14.6% | 1.02% | 2.55% | +14.6% | 2.39% |
| UNIONBANK | ₹1,38,321 cr | 6.5x | 1.0x | 16.3% | 1.32% | 2.42% | +9.5% | 2.62% |
| BANKBARODA | ₹1,20,121 cr | 7.2x | 0.8x | 11.6% | 0.83% | 1.99% | +12.3% | 3.59% |
| INDIANB | ₹1,11,798 cr | 8.7x | 1.3x | 16.1% | 1.20% | 1.61% | +14.5% | 1.96% |
| CANBK | ₹1,05,864 cr | 5.4x | 0.9x | 17.0% | 0.97% | 1.33% | +14.4% | 3.43% |
| MAHABANK | ₹58,548 cr | 7.9x | 1.8x | 24.2% | 1.74% | 1.45% | +22.6% | 3.28% |
| IOB | ₹58,502 cr | 10.2x | 1.6x | 16.4% | 1.22% | 1.33% | +18.0% | – |
| BANKINDIA | ₹57,519 cr | 5.1x | 0.7x | 13.6% | 0.97% | 1.81% | +16.4% | 3.20% |
| CENTRALBK | ₹26,331 cr | 5.5x | 0.6x | 12.1% | 0.80% | 2.39% | +12.2% | 2.70% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking Operations | ₹18,462 cr | 43.6% | ₹2,817 cr | 15.3% |
| Treasury Operations | ₹13,557 cr | 32.0% | ₹2,086 cr | 15.4% |
| Wholesale Banking Operations | ₹9,832 cr | 23.2% | ₹1,513 cr | 15.4% |
| Unallocated | ₹491 cr | 1.2% | ₹18 cr | 3.7% |
| Other Banking Operations | ₹0 cr | – | ₹0 cr | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-05-08 | Dividend | Interim Dividend - Rs 0.60 Per Share |
| 2026-01-23 | Dividend | Interim Dividend - Re 0.20 Per Share |
| 2025-10-27 | Dividend | Interim Dividend - Re 0.20 Per Share |
| 2025-07-25 | Dividend | Interim Dividend - Re 0.20 Per Share |
| 2025-07-04 | Dividend | Dividend - Re 0.1875 Per Share |
| 2024-07-09 | Other | Annual General Meeting |
| 2023-06-23 | Other | Annual General Meeting |
| 2022-08-04 | Other | Annual General Meeting |
| 2021-08-05 | Other | Annual General Meeting |
| 2020-07-31 | Other | Annual General Meeting |
| 2019-06-21 | Other | Annual General Meeting |
| 2018-06-21 | Other | Annual General Meeting |
| 2017-06-22 | Other | Annual General Meeting |
| 2016-06-23 | Other | Annual General Meeting |
| 2015-06-23 | Dividend | Annual General Meeting/ Dividend - Re 0.50/- Per Share |
| 2014-06-23 | Other | Annual General Meeting |
| 2013-06-20 | Dividend | Annual General Meeting/Dividend Rs 2.50 Per Equity Share |
| 2012-06-21 | Dividend | Annual General Meeting/Dividend Rs 2 Per Share |
| 2011-07-21 | Dividend | Annual General Meeting And Dividend Rs.1.50 Per Share |
| 2011-03-17 | Rights | Rights Issue - 3:5 @ Premium Rs.93/- |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Service: Banking Activities by Central Commercial Bank
| Sector | Financial Services |
| Industry | Public Sector Bank |
| Sub-industry | Public Sector Bank |
| Symbol | CENTRALBK |
| BSE code | 532885 |
| ISIN | INE483A01010 |
| Face value | ₹10.0 |
| Incorporated | 1911-12-21 |
| Website | www.centralbank.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.