CSB Bank Limited
NSE: CSBBANK · Private Sector Bank · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- No dividend in the last 5 financial years.
- Price ₹307.65 on 2026-10-26: -46.4% from the 52-week high, +4.3% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 865 | 919 | 981 | 1,041 | 1,109 | 1,154 | 1,201 | 1,287 |
| Net interest income | 367 | 375 | 371 | 379 | 424 | 453 | 464 | 479 |
| Operating profit | 200 | 221 | 317 | 220 | 279 | 292 | 294 | 251 |
| Other income | 199 | 219 | 381 | 245 | 349 | 276 | 306 | 229 |
| Net profit | 138 | 152 | 190 | 119 | 160 | 153 | 202 | 150 |
| EPS (₹) | 7.98 | 8.74 | 10.98 | 6.84 | 9.24 | 8.80 | 11.62 | 8.65 |
| Gross NPA % | 1.68 | 1.58 | 1.57 | 1.84 | 1.81 | 1.96 | 1.66 | 1.75 |
| Net NPA % | 0.69 | 0.64 | 0.52 | 0.66 | 0.52 | 0.67 | 0.40 | 0.39 |
| Revenue YoY | +28.2% | +25.5% | +22.4% | +23.7% | ||||
| Profit YoY | +15.8% | +0.7% | +5.8% | +26.5% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY21 | FY22 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1,872 | 2,038 | 2,928 | 3,597 | 4,505 | 4,752 |
| Net profit | 218 | 458 | 567 | 594 | 633 | 665 |
| EPS (₹) | 12.59 | 26.43 | 32.67 | 34.23 | 36.50 | 38.31 |
| Revenue growth | +8.9% | +43.6% | +22.9% | +25.2% | +24.8% | |
| Profit growth | +109.9% | +23.6% | +4.8% | +6.6% | +10.9% | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +30.3% | – | +24.8% |
| Net profit | +11.4% | – | +10.9% |
| EPS | +11.4% | – | – |
| Share price | – | +0.4% (2y) | -26.9% |
Balance sheet
| ₹ cr | FY22 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Shareholders' equity | – | 3,804 | 4,498 | 4,894 |
| Borrowings | – | 1,757 | 5,546 | 7,154 |
| Cash & equivalents | – | 0 | 0 | 0 |
| Total assets | – | 36,056 | 47,836 | 57,727 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Cash from operations | -858 | 1,783 | -5,256 | -314 |
| Cash from investing | 136 | -1,439 | 1,904 | -790 |
| Cash from financing | 581 | 974 | 3,789 | 1,608 |
| Capex | 0 | 0 | 0 | 0 |
| Free cash flow | -858 | 1,783 | -5,256 | -314 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ROE % | – | 14.9% | 13.2% | 12.9% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 40.00% |
| FIIs | 12.33% |
| DIIs | 15.69% |
| of which Mutual funds | 13.15% |
| Public (non-institutions) | 29.94% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 40.00% | 40.00% | 40.00% | 40.00% | 40.00% | 40.00% | 40.00% | 40.00% |
| Promoter group | % |
|---|---|
| FIH Mauritius Investments Ltd | 40.00% |
| Public holders above 1% | % |
|---|---|
| SBI Small Cap Fund | 6.34% |
| Amansa Holdings Private Limited | 4.58% |
| Theleme India Master Fund Limited | 3.29% |
| Sundaram Mutual Fund A/C Sundaram Financial Services Opportunities Fund | 2.29% |
| Yusuffali Musaliam Veettil Abdul Kader | 2.06% |
| CSB ESOS Trust | 2.04% |
| ICICI Prudential Multi Cap Fund | 1.80% |
| Bandhan Small Cap Fund | 1.60% |
| Persistence Capital Fund I | 1.49% |
| Zafar Ahmadullah | 1.07% |
66,205 shareholders. Pledged: – of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| CSBBANK | ₹5,339 cr | 8.0x | 1.1x | 14.2% | 1.15% | 1.75% | +30.3% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹3,105 cr | 54.6% | ₹605 cr | 19.5% |
| Corporate/Wholesale Banking | ₹1,506 cr | 26.5% | ₹101 cr | 6.7% |
| Treasury | ₹868 cr | 15.3% | ₹70 cr | 8.0% |
| Other Banking Operations | ₹204 cr | 3.6% | ₹76 cr | 37.5% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2024-08-16 | Other | Annual General Meeting |
| 2023-08-01 | Other | Annual General Meeting |
| 2022-09-19 | Other | Annual General Meeting |
| 2021-08-04 | Other | Annual General Meeting |
| 2020-07-10 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance activities: Financial service activities, except insurance and pension funding
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | CSBBANK |
| BSE code | 542867 |
| ISIN | INE679A01013 |
| Face value | ₹10.0 |
| Incorporated | 1920-11-26 |
| Website | www.csb.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.