Trading IdeasFundamentals

City Union Bank Ltd

NSE: CUB · Private Sector Bank · sector

₹207.98NSE close 2026-10-26

Key numbers

Market cap₹20,606 cr
Price₹207.98
52w high / low₹249 / ₹167
P/E14.7xSector median 12.9x
P/B1.9xSector median 1.1x
Book value₹106.6
Dividend yield0.72%Sector median 0.72%
ROE14.0%Sector median 12.8%
ROA1.45%Sector median 1.15%
Gross NPA1.73%
Net NPA0.61%
CET121.73%
Sales growth 3y+18.7%Sector median +15.2%
Profit growth 3y+20.4%Sector median +19.8%
PEG0.73x

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹301.75 · low ₹149.35
Sep 2024Apr 2025Oct 2025Apr 2026

Quarterly results

₹ crSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Total income1,4341,4791,5331,6051,6531,7561,8561,985
Net interest income582588600625667752786820
Operating profit428436441451471513580581
Other income226228251244259245290244
Net profit285286288306329332360383
EPS (₹)2.892.902.923.103.323.363.633.86
Gross NPA %3.543.363.092.992.422.171.911.73
Net NPA %1.621.421.251.200.900.780.680.61
Revenue YoY+15.3%+18.7%+21.1%+23.6%
Profit YoY+15.2%+16.1%+24.9%+25.1%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ crFY21FY22FY24FY25FY26TTM
Revenue4,1354,1055,2715,8346,8707,249
Net profit5937601,0161,1241,3261,403
EPS (₹)6.027.7210.2911.3813.4114.17
Revenue growth-0.7%+28.4%+10.7%+17.8%+19.8%
Profit growth+28.2%+33.6%+10.6%+18.0%+20.4%
Dividend / share (₹)–0.501.001.502.00
Compounded growth3 years5 yearsLast 12 months
Sales+18.7%–+19.8%
Net profit+20.4%–+20.4%
EPS+20.2%––
Share price–+42.6% (2y)+35.5%

Balance sheet

₹ crFY22FY24FY25FY26
Shareholders' equity–8,4019,46710,565
Borrowings–4,7242,1695,327
Cash & equivalents–000
Total assets–70,82677,62397,024

Year-end figures from the March annual filing.

Cash flow

₹ crFY22FY24FY25FY26
Cash from operations1,21,2735271,625-11,435
Cash from investing9,13623027614,860
Cash from financing-23,222-463-3,554-3,425
Capex0000
Free cash flow1,21,2735271,625-11,435

Free cash flow = cash from operations − capex.

Ratios by year

₹ crFY22FY24FY25FY26
ROE %–12.1%11.9%12.6%

Shareholding

Holder% (2026-09-30)
FIIs17.40%
DIIs47.99%
of which Mutual funds37.32%
of which Insurance9.35%
Government0.00%
Public (non-institutions)34.61%
QuarterDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Public holders above 1%%
HDFC Mutual Fund6.31%
SBI Mutual Fund5.62%
Edelweiss Mutual Fund3.69%
HSBC Mutual Fund3.33%
Axis Mutual Fund3.29%
HDFC Life Insurance Company Limited2.83%
SBI Life Insurance Co. Ltd2.77%
Sriram Vaidyanathan2.20%
Visalam G2.04%
Vilasini Vaidyanathan2.04%
Kotak Mutual Fund1.79%
Axis MAX Life Insurance Limited1.67%
Nippon Life India Trustee Ltd1.53%
Aditya Birla SUN Life Trustee Private Limited1.50%
Canara Robeco Mutual Fund1.41%

2,03,678 shareholders. Pledged: 1.45% of promoter shares.

Peers in Private Sector Bank

CompanyMarket capP/EP/BROEROAGross NPASales 3yDiv yield
HDFCBANK₹10,60,877 cr13.9x1.8x13.9%1.67%1.11%+23.9%1.95%
ICICIBANK₹10,07,326 cr18.4x2.8x16.3%2.01%1.20%+15.9%0.78%
KOTAKBANK₹4,38,401 cr36.2x3.2x11.8%1.90%1.18%+17.5%0.11%
AXISBANK₹3,79,871 cr13.7x1.7x13.5%1.35%1.16%+14.3%0.08%
FEDERALBNK₹85,160 cr17.5x2.1x12.8%1.14%1.32%+18.1%0.35%
IDBI₹82,245 cr10.0x1.1x11.8%1.70%2.12%+12.1%2.74%
INDUSINDBK₹65,798 cr52.6x1.0x1.9%0.23%3.25%+14.5%–
IDFCFIRSTB₹61,802 cr28.1x1.3x5.3%0.56%1.51%+21.3%0.48%
YESBANK₹49,783 cr12.0x0.9x8.1%0.81%1.20%+9.9%–
CUB₹20,606 cr14.7x1.9x14.0%1.45%1.73%+18.7%0.72%

All 20 companies in Private Sector Bank →

Business segments (FY26)

SegmentRevenueShareEBITMargin
OTHER RETAIL BANKING₹4,642 cr58.7%₹806 cr17.4%
CORPORATE WHOLESALE BANKING₹1,671 cr21.1%₹263 cr15.7%
TREASURY₹1,424 cr18.0%₹791 cr55.5%
OTHER BANKING OPERATIONS₹166 cr2.1%₹154 cr93.0%
DIGITAL BANKING₹5 cr0.1%₹0 cr5.3%
OTHER PROVISIONS AND CONTINGENCIES₹0 cr–₹-343 cr–

Dividends & corporate actions

Ex-dateActionDetail
2026-07-31DividendDividend - Rs 2 Per Share
2026-06-12BonusBonus 1:3
2025-08-01DividendDividend - Rs 2 Per Share
2024-08-09DividendDividend - Rs 1.50 Per Share
2023-08-11DividendDividend - Re 1 Per Share
2022-08-10DividendDividend - Re 1 Per Share
2021-08-11DividendAnnual General Meeting/Dividend - Rs 0.20 Per Share
2021-06-04DividendInterim Dividend - Rs 0.30 Per Share
2020-03-26DividendInterim Dividend - Rs 0.50 Per Share
2019-08-20DividendAnnual General Meeting/Dividend - Rs 0.50 Per Share
2018-08-23DividendAnnual General Meeting/Dividend- Re 0.30 Per Share
2018-07-10BonusBonus 1:10
2017-08-14DividendAnnual General Meeting/Dividend - Re 0.30 Per Share
2017-07-13BonusBonus 1:10
2016-08-11DividendAnnual General Meeting/ Dividend - Re 0.20/- Per Share
2016-03-18DividendInterim Dividend - Re 1/- Per Share (Purpose Revised)
2015-08-14DividendAnnual General Meeting/ Dividend - Rs 1.10/- Per Share
2014-08-13DividendAnnual General Meeting / Dividend - Re 1/- Per Share
2013-05-30DividendInterim Dividend @ Re 1/- Per Equity Share
2012-11-22RightsRights 1:4 @ Premium Rs.19/- Per Share

Documents

Links go to the original files on the exchange website.

About the company

SectorFinancial Services
IndustryPrivate Sector Bank
Sub-industryPrivate Sector Bank
SymbolCUB
BSE code532210
ISININE491A01021
Face value₹1.0
Incorporated1904-10-31
Websitewww.cityunionbank.bank.in
Plants (India / abroad)949 / 0

From the company's filings (BRSR FY26).

Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.