Karnataka Bank Limited
NSE: KTKBANK · Private Sector Bank · sector
₹299.85NSE close 2026-10-26
Key numbers
Market cap₹11,341 cr
Price₹299.85
52w high / low₹346 / ₹174
P/E7.9xSector median 12.9x
P/B0.8xSector median 1.1x
Book value₹349.7
Dividend yield1.67%Sector median 0.72%
ROE11.4%Sector median 12.8%
ROA1.11%Sector median 1.15%
Gross NPA2.58%
Net NPA0.87%
CET119.86%
Sales growth 3y+12.8%Sector median +15.2%
Profit growth 3y+37.1%Sector median +19.8%
PEG0.28x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- 18.38% of the promoters' shares are pledged (0.0% of all shares).
- Total income was higher than a year earlier in 1 of the last 4 quarters.
- Dividend paid in 4 of the last 5 financial years.
- Price ₹299.85 on 2026-10-26: -13.3% from the 52-week high, +72.5% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹338.15 · low ₹165.53
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 2,234 | 2,243 | 2,258 | 2,261 | 2,179 | 2,220 | 2,257 | 2,383 |
| Net interest income | 834 | 793 | 781 | 756 | 728 | 792 | 843 | 938 |
| Operating profit | 460 | 433 | 375 | 467 | 440 | 452 | 615 | 580 |
| Other income | 270 | 292 | 428 | 358 | 343 | 302 | 399 | 355 |
| Net profit | 336 | 284 | 252 | 292 | 319 | 291 | 408 | 419 |
| EPS (₹) | 8.90 | 7.51 | 6.68 | 7.74 | 8.44 | 7.69 | 10.79 | 11.08 |
| Gross NPA % | 3.21 | 3.11 | 3.08 | 3.46 | 3.33 | 3.32 | 2.78 | 2.58 |
| Net NPA % | 1.46 | 1.39 | 1.31 | 1.44 | 1.35 | 1.31 | 0.98 | 0.87 |
| Revenue YoY | -2.5% | -1.0% | -0.1% | +5.4% | ||||
| Profit YoY | -5.0% | +2.5% | +61.7% | +43.3% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY21 | FY22 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 6,232 | 6,222 | 8,298 | 9,014 | 8,918 | 9,039 |
| Net profit | 483 | 509 | 1,306 | 1,272 | 1,310 | 1,437 |
| EPS (₹) | 15.52 | 16.36 | 39.84 | 33.69 | 34.66 | 38.00 |
| Revenue growth | -0.2% | +33.4% | +8.6% | -1.1% | +0.5% | |
| Profit growth | +5.4% | +156.8% | -2.6% | +3.0% | +23.4% | |
| Dividend / share (₹) | – | 1.80 | 5.00 | 5.50 | 5.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +12.8% | – | +0.5% |
| Net profit | +37.1% | – | +23.4% |
| EPS | +28.4% | – | – |
| Share price | – | +21.3% (2y) | +75.7% |
Balance sheet
| ₹ cr | FY22 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Shareholders' equity | – | 10,848 | 12,085 | 13,224 |
| Borrowings | – | 4,400 | 1,941 | 5,329 |
| Cash & equivalents | – | 0 | 0 | 0 |
| Total assets | – | 1,16,085 | 1,20,962 | 1,29,357 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Cash from operations | -467 | 483 | 210 | 1,100 |
| Cash from investing | -56 | -111 | -691 | -88 |
| Cash from financing | -355 | 1,461 | 412 | -1,260 |
| Capex | 0 | 0 | 0 | 0 |
| Free cash flow | -467 | 483 | 210 | 1,100 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ROE % | – | 12.0% | 10.5% | 9.9% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| FIIs | 16.29% |
| DIIs | 18.64% |
| of which Mutual funds | 11.89% |
| of which Insurance | 5.15% |
| Public (non-institutions) | 65.07% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public holders above 1% | % |
|---|---|
| Quant Mutual Fund - Quant Small CAP Fund | 5.00% |
| Bandhan Small CAP Fund | 4.02% |
| HDFC Life Insurance Company Limited | 2.74% |
| B Sumanthkumar Reddy . | 1.88% |
| Anil Kumar Goel | 1.51% |
| Bajaj Life Insurance Limited | 1.38% |
| Vaipan Advisors Private Limited | 1.17% |
3,72,201 shareholders. Pledged: 18.38% of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| KTKBANK | ₹11,341 cr | 7.9x | 0.8x | 11.4% | 1.11% | 2.58% | +12.8% | 1.67% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹4,548 cr | 44.1% | ₹854 cr | 18.8% |
| Corporate Banking | ₹3,433 cr | 33.3% | ₹770 cr | 22.4% |
| Treasury Operations | ₹1,918 cr | 18.6% | ₹263 cr | 13.7% |
| Other Banking Operations | ₹319 cr | 3.1% | ₹90 cr | 28.3% |
| Unallocated | ₹103 cr | 1.0% | ₹-320 cr | -310.3% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-09-15 | Dividend | Dividend - Rs 5 Per Share |
| 2025-09-16 | Dividend | Dividend - Rs 5 Per Share |
| 2024-09-03 | Dividend | Dividend - Rs 5.50 Per Share |
| 2023-08-22 | Dividend | Dividend - Rs 5 Per Share |
| 2022-08-18 | Dividend | Dividend - Rs 4 Per Share |
| 2021-08-18 | Dividend | Annual General Meeting/Dividend - Rs 1.80 Per Share |
| 2020-03-17 | Bonus | Bonus 1:10 |
| 2019-07-29 | Dividend | Annual General Meeting/Dividend - Rs 3.50 Per Share |
| 2018-07-11 | Dividend | Annual General Meeting / Dividend- Rs 3 Per Share |
| 2017-07-06 | Dividend | Annual General Meeting/Dividend - Rs 4/- Per Share |
| 2016-10-24 | Rights | Rights 1:2 @ Premium Rs 60/- Per Share |
| 2016-07-20 | Dividend | Annual General Meeting/ Dividend - Rs 5/- Per Share |
| 2015-07-08 | Dividend | Annual General Meeting/Dividend - Rs 5/- Per Share |
| 2014-07-10 | Dividend | Annual General Meeting / Dividend - Rs 4/- Per Share |
| 2013-06-26 | Dividend | Annual General Meeting/Dividend Rs.4/- Per Share |
| 2012-08-09 | Dividend | Annual General Meeting/ Dividend Rs 3.5 Per Share |
| 2011-07-08 | Dividend | Annual General Meeting And Dividend Rs.3/- Per Share |
| 2011-02-25 | Rights | Rights 2:5 @ Premium Rs 75 Per Share |
| 2010-07-15 | Dividend | Annual General Meeting And Dividend Rs.4/- Per Share |
| 2009-07-23 | Other | Agm/Div-Rs.6/- Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Banking (Financial and Insurance Services Activity Code-K1): Banking activities by Central, Commercial Bank, Digital banking, and savings bank.
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | KTKBANK |
| BSE code | 532652 |
| ISIN | INE614B01018 |
| Face value | ₹10.0 |
| Incorporated | 1924-02-18 |
| Website | https://www.karnatakabank.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.