RBL Bank Limited
NSE: RBLBANK · Private Sector Bank · sector
₹348.50NSE close 2026-10-26
Key numbers
Market cap₹23,839 cr
Price₹348.50
52w high / low₹430 / ₹287
P/E25.5xSector median 12.9x
P/B0.6xSector median 1.1x
Book value₹633.5
Dividend yield0.26%Sector median 0.72%
ROE4.0%Sector median 12.8%
ROA0.53%Sector median 1.15%
Gross NPA1.02%
Net NPA0.29%
CET129.04%
Sales growth 3y+16.2%Sector median +15.2%
Profit growth 3y-2.3%Sector median +19.8%
PEG–
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding rose by 59.88 percentage points in a year, to 59.88% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 3 of the last 5 financial years.
- Price ₹348.50 on 2026-10-26: -18.9% from the 52-week high, +21.3% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹418.00 · low ₹154.21
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 3,536 | 3,476 | 3,441 | 3,507 | 3,667 | 3,720 | 3,840 | 4,322 |
| Net interest income | 1,585 | 1,563 | 1,481 | 1,551 | 1,657 | 1,671 | 1,654 | 2,131 |
| Operating profit | 997 | 861 | 703 | 728 | 912 | 955 | 923 | 1,396 |
| Other income | 1,073 | 1,000 | 1,069 | 933 | 1,050 | 1,069 | 959 | 1,077 |
| Net profit | 33 | 69 | 200 | 179 | 214 | 230 | 254 | 482 |
| EPS (₹) | 0.54 | 1.13 | 3.29 | 2.92 | 3.48 | 3.72 | 3.38 | 3.11 |
| Gross NPA % | 2.92 | 2.60 | 2.78 | 2.32 | 1.88 | 1.45 | 1.30 | 1.02 |
| Net NPA % | 0.53 | 0.29 | 0.45 | 0.57 | 0.55 | 0.39 | 0.37 | 0.29 |
| Revenue YoY | +3.7% | +7.0% | +11.6% | +23.2% | ||||
| Profit YoY | +555.5% | +234.4% | +26.6% | +169.9% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 8,176 | 9,130 | 12,394 | 14,039 | 14,336 | 15,549 |
| Net profit | -75 | 883 | 1,168 | 695 | 822 | 1,179 |
| EPS (₹) | -1.25 | 14.72 | 19.41 | 11.45 | 13.42 | 13.69 |
| Revenue growth | +11.7% | +35.8% | +13.3% | +2.1% | +11.4% | |
| Profit growth | – | +32.3% | -40.5% | +18.3% | +145.6% | |
| Dividend / share (₹) | – | – | 1.50 | 1.50 | 1.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +16.2% | +11.8% | +11.4% |
| Net profit | -2.3% | +10.1% | +145.5% |
| EPS | -3.0% | +7.5% | – |
| Share price | – | +42.7% (2y) | +10.5% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 14,796 | 15,607 | 16,605 |
| Borrowings | – | – | 14,184 | 13,734 | 16,794 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 1,38,432 | 1,46,725 | 1,80,685 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 6,449 | -11,044 | 4,935 | -842 | 7,611 |
| Cash from investing | -246 | -223 | -172 | -263 | -223 |
| Cash from financing | -114 | 2,239 | 842 | -503 | 3,159 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 6,449 | -11,044 | 4,935 | -842 | 7,611 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 7.9% | 4.5% | 5.0% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 59.88% |
| FIIs | 8.70% |
| DIIs | 18.52% |
| of which Mutual funds | 15.97% |
| of which Insurance | 1.65% |
| Government | 0.01% |
| Public (non-institutions) | 12.89% |
| Quarter | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 60.00% | 60.00% | 59.88% |
| Promoter group | % |
|---|---|
| Emirates NBD Bank (P.J.S.C.) | 59.88% |
| Emirates NBD Capital LLC | 0.00% |
| Emirates Funds Managers (Jersey) Limited | 0.00% |
| Emirates NBD Properties LLC | 0.00% |
| Emirates NBD Securities LLC | 0.00% |
| Emirates NBD Asset Management Limited | 0.00% |
| Emirates Islamic Bank PJSC | 0.00% |
| DenizBank A.S. | 0.00% |
| Emirates Money Consumer Finance LLC | 0.00% |
| Emirates Funds LLC | 0.00% |
| Emirates NBD Capital (KSA) LLC | 0.00% |
| Emirates NBD Trust Company (Jersey) Limited | 0.00% |
| Emirates NBD Global Services LLC | 0.00% |
| ENBD London Branch Nominee Company | 0.00% |
| Emirates NBD Egypt S.A.E. | 0.00% |
| Public holders above 1% | % |
|---|---|
| Quant Mutual Fund - Quant Small CAP Fund | 2.72% |
| Axis Mutual Fund Trustee Limited A/C Axis Mutual Fund A/C Axis Nifty 500 Momentum 50 Index Fund | 1.50% |
| Invesco India Flexi CAP Fund | 1.46% |
| Nippon Life India Trustee Ltd-a/c Nippon India Nifty 500 Equal Weight Index Fund | 1.37% |
| Motilal Oswal Nifty 500 ETF | 1.21% |
| Smallcap World Fund, Inc | 1.21% |
| Franklin India Aggressive Hybrid Fund | 1.08% |
3,31,010 shareholders. Pledged: – of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| RBLBANK | ₹23,839 cr | 25.5x | 0.6x | 4.0% | 0.53% | 1.02% | +16.2% | 0.26% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹16,504 cr | 48.0% | ₹-462 cr | -2.8% |
| Treasury | ₹10,097 cr | 29.3% | ₹370 cr | 3.7% |
| Corporate / Wholesale Banking | ₹7,501 cr | 21.8% | ₹818 cr | 10.9% |
| Other Banking Operations | ₹312 cr | 0.9% | ₹312 cr | 100.0% |
| Capital and Reserves | ₹0 cr | – | ₹0 cr | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-14 | Dividend | Dividend - Re 1 Per Share |
| 2025-09-08 | Dividend | Dividend - Re 1 Per Share |
| 2024-07-26 | Dividend | Dividend - Rs 1.50 Per Share |
| 2023-08-18 | Dividend | Dividend - Rs 1.50 Per Share |
| 2022-09-13 | Other | Annual General Meeting |
| 2021-09-13 | Other | Annual General Meeting |
| 2020-07-09 | Other | Annual General Meeting |
| 2020-03-23 | Dividend | Interim Dividend - Rs 1.50 Per Share |
| 2019-07-01 | Dividend | Annual General Meeting/Dividend Rs 2.70/- |
| 2018-07-26 | Dividend | Annual General Meeting/Dividend- Rs 2.10 Per Share |
| 2017-07-27 | Dividend | Annual General Meeting/Dividend - Rs 1.80 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and insurance Service: Banking activities by Central, Commercial and Saving banks
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | RBLBANK |
| BSE code | 540065 |
| ISIN | INE976G01028 |
| Face value | ₹10.0 |
| Incorporated | 1943-06-14 |
| Website | www.rbl.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.