The South Indian Bank Ltd
NSE: SOUTHBANK · Private Sector Bank · sector
₹52.70NSE close 2026-10-26
Key numbers
Market cap₹13,805 cr
Price₹52.70
52w high / low₹56 / ₹33
P/E8.7xSector median 12.9x
P/B1.1xSector median 1.1x
Book value₹46.1
Dividend yield0.76%Sector median 0.72%
ROE14.0%Sector median 12.8%
ROA1.02%Sector median 1.15%
Gross NPA1.24%
Net NPA0.09%
CET118.71%
Sales growth 3y+10.8%Sector median +15.2%
Profit growth 3y+23.4%Sector median +19.8%
PEG0.59x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- 5.15% of the promoters' shares are pledged (0.0% of all shares).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 3 of the last 5 financial years.
- Price ₹52.70 on 2026-10-26: -6.3% from the 52-week high, +57.9% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹52.70 · low ₹22.44
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 2,371 | 2,373 | 2,362 | 2,407 | 2,518 | 2,559 | 2,628 | 2,796 |
| Net interest income | 869 | 868 | 833 | 809 | 881 | 915 | 1,025 | 1,116 |
| Operating profit | 529 | 683 | 672 | 536 | 584 | 581 | 592 | 732 |
| Other income | 447 | 572 | 622 | 516 | 486 | 386 | 379 | 468 |
| Net profit | 342 | 342 | 322 | 351 | 374 | 408 | 378 | 426 |
| EPS (₹) | 1.31 | 1.31 | 1.23 | 1.34 | 1.43 | 1.56 | 1.44 | 1.63 |
| Gross NPA % | 4.30 | 3.20 | 3.15 | 2.93 | 2.67 | 1.43 | 1.38 | 1.24 |
| Net NPA % | 1.25 | 0.92 | 0.68 | 0.56 | 0.45 | 0.29 | 0.26 | 0.09 |
| Revenue YoY | +6.2% | +7.8% | +11.2% | +16.1% | ||||
| Profit YoY | +9.5% | +19.1% | +17.3% | +21.3% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 6,587 | 7,233 | 8,613 | 9,413 | 9,846 | 10,501 |
| Net profit | 45 | 775 | 1,070 | 1,303 | 1,455 | 1,586 |
| EPS (₹) | 0.21 | 3.70 | 5.10 | 4.98 | 5.56 | 6.06 |
| Revenue growth | +9.8% | +19.1% | +9.3% | +4.6% | +10.4% | |
| Profit growth | +1,629.3% | +38.1% | +21.8% | +11.7% | +16.8% | |
| Dividend / share (₹) | – | – | 0.30 | 0.30 | 0.40 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +10.8% | +6.2% | +10.4% |
| Net profit | +23.4% | +88.0% | +16.8% |
| EPS | +14.5% | +74.9% | – |
| Share price | – | +48.5% (2y) | +41.5% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 8,824 | 10,100 | 11,404 |
| Borrowings | – | – | 3,912 | 4,300 | 3,927 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 1,17,413 | 1,24,655 | 1,41,756 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 4,352 | -7,261 | 7,075 | -2,353 | 3,907 |
| Cash from investing | -1,741 | -386 | -1,986 | 4,434 | -5,465 |
| Cash from financing | -175 | 3,524 | -2,148 | 157 | -561 |
| Capex | 33 | 3 | 48 | 38 | 32 |
| Free cash flow | 4,318 | -7,264 | 7,027 | -2,391 | 3,875 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 12.1% | 12.9% | 12.8% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| FIIs | 25.57% |
| DIIs | 16.78% |
| of which Mutual funds | 15.13% |
| of which Insurance | 0.45% |
| Government | 0.00% |
| Public (non-institutions) | 57.65% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public holders above 1% | % |
|---|---|
| Kotak Mahindra Trustee Co Ltd A/C Kotak Multicap Fund | 6.05% |
| Bandhan Small Cap Fund | 4.69% |
| Yusuffali Musaliam Veettil Abdul Kader | 4.30% |
| Swedbank Robur Global Emerging Markets | 2.93% |
| Sbi Banking & Financial Services Fund | 2.90% |
| California Public Employees' Retirement System | 2.45% |
11,24,648 shareholders. Pledged: 5.15% of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| SOUTHBANK | ₹13,805 cr | 8.7x | 1.1x | 14.0% | 1.02% | 1.24% | +10.8% | 0.76% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Other Retail Banking | ₹4,487 cr | 37.8% | ₹1,199 cr | 26.7% |
| Corporate/ Wholesale Banking | ₹3,442 cr | 29.0% | ₹247 cr | 7.2% |
| Treasury | ₹2,596 cr | 21.9% | ₹458 cr | 17.6% |
| Digital Banking | ₹853 cr | 7.2% | ₹-108 cr | -12.7% |
| Other Banking Operations | ₹477 cr | 4.0% | ₹160 cr | 33.6% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-13 | Dividend | Dividend - Re 0.45 Per Share |
| 2025-08-13 | Dividend | Dividend - Rs 0.40 Per Share |
| 2024-08-20 | Dividend | Annual General Meeting/Dividend - Rs 0.30 Per Share |
| 2024-02-27 | Rights | Rights 1:4 @ Premium Rs 21/- |
| 2023-08-17 | Dividend | Annual General Meeting/Dividend - Re 0.30 Per Share |
| 2022-07-04 | Other | Annual General Meeting |
| 2021-08-10 | Other | Annual General Meeting |
| 2021-03-15 | Other | Extra Ordinary General Meeting |
| 2020-09-21 | Other | Annual General Meeting |
| 2019-07-09 | Dividend | Annual General Meeting/Dividend - Rs 0.25 Per Share |
| 2018-07-03 | Dividend | Annual General Meeting/Dividend Re 0.40 Per Share |
| 2017-07-03 | Dividend | Annual General Meeting/Dividend - 0.40 Per Share |
| 2017-02-16 | Rights | Rights 1:3 @ Premium Rs 13/- Per Share |
| 2016-06-30 | Dividend | Dividend - Re 0.50/- Per Share |
| 2015-07-07 | Dividend | Annual General Meeting/Dividend - Re 0.60/- Per Share |
| 2014-07-08 | Dividend | Annual General Meeting / Dividend - Re 0.80/- Per Share |
| 2013-06-20 | Dividend | Annual General Meeting/Dividend Re 0.70 Per Equity Share |
| 2012-06-20 | Dividend | Annual General Meeting/Dividend Re 0.60 Per Share |
| 2011-07-07 | Dividend | Dividend-Re.0.50 Per Share |
| 2010-09-23 | Split | Face Value Split From Rs.10/- To Re.1/- |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Services: Banking activities by Central, Commercial and Savings Banks
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | SOUTHBANK |
| BSE code | 532218 |
| ISIN | INE683A01023 |
| Face value | ₹1.0 |
| Incorporated | 1929-01-25 |
| Website | www.southindianbank.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.